When you become a Directional client, the investment of your assets will be managed by our portfolio management department. To confirm that your portfolio is in line with your stated investment strategy, your accounts will be monitored on a daily basis by our portfolio managers, and rebalanced as necessary. Additionally, you will have the ability to schedule automatic deposits or withdrawals. Because each trade is executed by an individual instead of a computer algorithm, we are able to avoid generating unnecessary costs, which translates in to more money in your account.
We are highly tax sensitive. In taxable investment accounts, we use tax-managed equity funds, as well as tax-exempt bonds where appropriate. Because we invest in funds that do not frequently trade in and out of securities, our investment strategies have very low turnover, making them naturally tax-efficient. In addition to our investment choices, we also engage in year-round tax-loss harvesting, allowing us to generate savings through offsetting capital gains and distributions in your portfolio.
When you select Directional as your investment advisor, you will be guided through the onboarding process with an experienced financial advisor who is a CERTIFIED FINANCIAL PLANNER® professional. Through the use of DocuSign electronic signature technology, the sign-up process is quick and easy. Your Directional advisor will walk you through a discussion of your goals and values, and will work with you to assess your risk preferences. Once you and your advisor have agreed upon an optimal investment strategy, your accounts will be invested by our portfolio management team.
As a client of Directional, you will have access to your financial advisor. Our team will contact you on at least an annual basis, and possibly more frequently depending on your preferences/situation, as well as on market events. We view the client/advisor relationship as a critical component of investment success, so our advisors will strive to be apprised of your entire financial situation, and offer advice and ongoing financial education as needed.